Approximate property value

Date acquired and purchase price

Existing debt - amount, type, due date

Actual and effective age (if major improvements or rehabilitation performed)

Square footage - gross and rentable

Present/intended and/or potential usage

Location - actual address, neighborhood characteristics, location map

Environmental concerns - previous usage (underground storage tanks, location abnormalities, flood zones). Provide any previous environmental studies that may have been performed

Miscellaneous factors - parking facilities, ingress and egress, other pertinent transportation factors (depending upon property type/usage)

Color photos of subject property: front, rear, side, inside, street scene and aerials

Rent Rolls - actual rents per occupant - current and prior two months

Lease terms and conditions - length, concessions, type, step-up expense

Occupant make-up for Commercial Properties - business specialties, square footage per individual occupant, etc.

For Apartments - number of 1, 2 and 3 bedroom units, number of bathrooms and corresponding square footage

For Hotels and Motels - average daily room rates and average occupancy rates - present and historical

Year-to-Date Income and Expense Statement and Budget

Previous Three Years Income and Expense Statements

Personal Financial Statements on the Principal Applicant(s)

Any additional pertinent information to clarify the project, applicant(s) and loan request